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FNBO

Creditor Information / FNBO

Telephone800-753-5224 or 605-665-4181
Payment Percentage of balance2%
Payment Minimum Amount$20.00
Charge Free Period1 mo
Acct Required to be Open9 Mo for delinquent accounts. Current accounts no age requirement.
CSP/Hardship programsNo
DMP Interest Rate4.99%
Waive late feesYes
Waive over limit feesYes
DMP benefits beginUpon proposal acceptance
Re-AgeYes, automatically after third accepted DMP payment, if eligible.
RestructureNo
RecallNo
Due Date ChangesYes, account must be current
Charge Off Period120 Days
Drop PolicyDrops Upon Charge Off. Some may drop 60 days non-payment
Internal hardship/ Promotion PolicyNo info

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