Creditor Information / One Main
Telephone | Send all questions via Peregrin link |
Payment Percentage of balance | 2.0% |
Payment Minimum Amount | $10.00 |
Charge Free Period | N/A |
Acct Required to be Open | N/A |
CSP/Hardship programs | No |
DMP Interest Rate | 12% |
Waive late fees | Yes |
Waive over limit fees | Yes |
DMP benefits begin | Upon proposal acceptance |
Re-Age | Yes, automatically after first DMP payment, if eligible. |
Restructure | No |
Recall | No |
Due Date Changes | No |
Charge Off Period | 180 Days |
Drop Policy | Account drops when it reaches 60 days delinquency. It doesn’t have to be consecutive. |
Internal hardship/ Promotion Policy | No info |
Misc. Information | One main requires a signed consent form for PC Loans to convert to IB Loan prior to proposal acceptance. If form is not signed and returned proposal will be rejected. |