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One Main

Creditor Information / One Main

TelephoneSend all questions via Peregrin link
Payment Percentage of balance2.0%
Payment Minimum Amount$10.00
Charge Free PeriodN/A
Acct Required to be OpenN/A
CSP/Hardship programsNo
DMP Interest Rate12%
Waive late feesYes
Waive over limit feesYes
DMP benefits beginUpon proposal acceptance
Re-AgeYes, automatically after first DMP payment, if eligible.
RestructureNo
RecallNo
Due Date ChangesNo
Charge Off Period180 Days
Drop PolicyAccount drops when it reaches 60 days delinquency. It doesn’t have to be consecutive.
Internal hardship/ Promotion PolicyNo info
Misc. InformationOne main requires a signed consent form for PC Loans to convert to IB Loan prior to proposal acceptance. If form is not signed and returned proposal will be rejected.

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