Creditor Information / One Main
| Telephone | Send all questions via Peregrin link |
| Payment Percentage of balance | 2.0% |
| Payment Minimum Amount | $10.00 |
| Charge Free Period | N/A |
| Acct Required to be Open | N/A |
| CSP/Hardship programs | No |
| DMP Interest Rate | 12% |
| Waive late fees | Yes |
| Waive over limit fees | Yes |
| DMP benefits begin | Upon proposal acceptance |
| Re-Age | Yes, automatically after first DMP payment, if eligible. |
| Restructure | No |
| Recall | No |
| Due Date Changes | No |
| Charge Off Period | 180 Days |
| Drop Policy | Account drops when it reaches 60 days delinquency. It doesn’t have to be consecutive. |
| Internal hardship/ Promotion Policy | No info |
| Misc. Information | One main requires a signed consent form for PC Loans to convert to IB Loan prior to proposal acceptance. If form is not signed and returned proposal will be rejected. |