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Target

Creditor Information / Target

Telephone866-474-4680 or 888-755-5856
Payment Percentage of balanceIf account has not been on a short tem payment plan with creditor, 1.9% of balance. If account has been on a short term payment plan, 2.35% of balance
Payment Minimum Amount$10.00
Charge Free Period1 mo
Acct Required to be Open9 Mo
CSP/Hardship programsNo
DMP Interest Rate4%
Waive late feesYes
Waive over limit feesYes
DMP benefits beginUpon proposal acceptance
Re-AgeYes, automatically after third accepted DMP payment, if eligible
RestructureNo
RecallYes, unless account is placed with Asset Acceptance, Portfolio Recovery, or Arrow Financial (which is now Resurgent)
Due Date ChangesNo
Charge Off Period120 Days
Drop Policy2 consecutive missed payments or 4 missed/partial payments over the life of plan.
Internal hardship/ Promotion PolicyNo info
Misc. InformationOnly fax proposals if DMP department request it. Generally when an account is in Pre Legal/Legal Fax #: (612)-307-8309

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