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TD Bank

Creditor Information / TD Bank

Telephone888-561-8861
Payment Percentage of balance1.75% for TD Bankcards. 2.50% for TD Retail Cards
Payment Minimum Amount$10.00
Charge Free PeriodN/A
Acct Required to be Open9 Mo for TD Bankcards; N/A for TD Retail Cards
CSP/Hardship programsNo
DMP Interest Rate0%
Waive late feesYes
Waive over limit feesYes
DMP benefits beginUpon proposal acceptance
Re-AgeYes, automatically after third accepted DMP payment, if eligible
RestructureNo
RecallNo
Due Date ChangesNo
Charge Off Period120 Days
Drop PolicyDrops upon Charge Off
Internal hardship/ Promotion PolicyNo info
Misc. InformationCurrent accounts are not eligible for DMP. Accounts must be 30+ days past due. Proposal will not be accepted unless verbal authorization or notarized signed authorization is received first. Have client call creditor to give authorization prior to sending proposal.

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