Creditor Information / US Bank
| Telephone | 800-755-4080 option#3 |
| Payment Percentage of balance | 1.9% |
| Payment Minimum Amount | $15.00 |
| Charge Free Period | 1 Mo |
| Acct Required to be Open | 9 Mo |
| CSP/Hardship programs | No |
| DMP Interest Rate | 4.90% |
| Waive late fees | Yes |
| Waive over limit fees | Yes |
| DMP benefits begin | Upon proposal acceptance |
| Re-Age | Yes, automatically after third accepted DMP payment, if eligible. |
| Restructure | No |
| Recall | Yes |
| Due Date Changes | Yes, client must call and account must be current |
| Charge Off Period | 120 Days |
| Drop Policy | Drops upon Charge Off |
| Internal hardship/ Promotion Policy | No info |