Creditor Information / US Bank
Telephone | 800-755-4080 option#3 |
Payment Percentage of balance | 1.9% |
Payment Minimum Amount | $15.00 |
Charge Free Period | 1 Mo |
Acct Required to be Open | 9 Mo |
CSP/Hardship programs | No |
DMP Interest Rate | 4.90% |
Waive late fees | Yes |
Waive over limit fees | Yes |
DMP benefits begin | Upon proposal acceptance |
Re-Age | Yes, automatically after third accepted DMP payment, if eligible. |
Restructure | No |
Recall | Yes |
Due Date Changes | Yes, client must call and account must be current |
Charge Off Period | 120 Days |
Drop Policy | Drops upon Charge Off |
Internal hardship/ Promotion Policy | No info |